Writing a letter to your confirmation candidate

It seems that one of the biggest events in confirmation preparation in this country is the letters of support to be given to the confirmation candidates during their mandatory retreats.

I have three such letters saved on this blog:

Confirmation letter to my daughterConfirmation letter to my fourth sonConfirmation letter to to my third son
I've asked my children what they remember about the letter they got from me and their dad, and also what they remembered about the letters they received. 
The answer was not much, or at least nothing specific. In general they were happy to have gotten a bag full of letters and there was a sense of feeling loved and supported. I guess that's the main thing - for them to have a sense that this is an important step in their spiritual growth, and that people they know, love and respect have taken the time out of their lives to let them know that! So here are some tips on procuring and writing letters for young confirmation candidates. Start thinkin…

Disappointed in Dave Ramsey

I'm a fan of Dave Ramsey's radio show and his get-out-of-debt philosophy and systems.  But I got an e-mail last week that left me a little disappointed.  This was to an article on his site called Tax-Time Shortcuts.
1.  His first hint is to not keep records in a box or paper bag because it might get thrown out.
My parents) found out last year that the IRS had ‘lost' two of their previous tax returns and payments," she explained. "The burden of proof was, of course, on my parents to prove that they had indeed filed and paid their taxes."

LisaGrace's parents found the cancelled check for the first year's taxes but not the second. They had to pay again!

Well here's my hint...e-file.  Then you can print a copy of your receipt for your records and keep the e-mail receipt.  Plus it's less likely they're going to lose a record of that.  Wonder why Dave didn't recommend that common sense approach?

2.  Jennifer Clark learned that it's not worth trying to save a buck and do your own taxes using tax software. The software doubled her income when it filed her forms, and the next thing she knew, the IRS was trying to debit $40,000 from her checking account!

Gee I wonder what kind of software she was using.  Mine keeps a running tally of what I owe or the size of my refund. It would be IMPOSSIBLE to screw up something like this.  Maybe all software programs aren't alike - I've always used Turbo Tax and have been very happy with it.

Dave is advertising a tax service on his site which is fine, but I think he gave electric filing a bad wrap and I was disappointed that his advice seemed a tad old fashioned.

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